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Create a Portfolio for a New Commercial Real Estate Investment

As with all investments, the goal at the end of it all is to come back with an investment that is considered a “good” one. You will want to make sure that you’re not purchasing a bad investment, as that will only lead to you feeling defeated and also losing money, which is the last thing investors want.



However, you can’t just assume that any investment you make will be a good one. You have to do the proper research before you invest or buy a commercial property to make sure that the property you’re buying is a good investment! Additionally, if you’re pulling out a loan to invest in the property, you’ll have to provide the lender with all the information proving that the asset is a sound one. As such, it’s in your best interest to create a portfolio that contains all the relevant financial information for your lender(s) to look through.


As mentioned, this portfolio needs to contain the most important financial information that your lender(s) might need to make a decision. This can include:

  • Title report

  • Appraisal of the building and surrounding area

  • Environmental reports

  • Copies of existing contracts and leases

  • Historical occupancy of the building

  • A current rent roll of the property

  • Note(s) and mortgage information if you’re refinancing a property

  • Sale agreement and purchase agreement (if those are applicable for what you’re doing)

  • Survey of the building

  • Report on the condition of the property

  • Any information the lender(s) might need of your own personal information for the background check, such as your home address, social security number, and date of birth


It is possible, of course, that there will be other information that your lender(s) will require before they make their decision, but this is a good checklist to start with.